Wednesday, October 21, 2009

Article 14

Should Amherst Town Meeting:
1) Urge Congress to repeal the ban on releasing cleared [Guantanamo] detainees into the United States and
2) Welcome such cleared detainees into our community as soon as the ban is lifted
I'd say No, and Yes.

"No" because I'm a big fan in individuals standing up for what they believe in. Not so much for a group of people to get together, vote, and then pretend that just because a majority of the people voted a certain way EVERYBODY agrees. Or, worse, that a whole town agrees.

Yeah, yeah, I know, it's a grand Town Meeting tradition going back hundreds of years to express collective opinions on all sorts of issues. There are lots of grand old traditions that I disagree with ("marriage is for a man and a woman," for example).

"Yes" because if they've done nothing illegal then they should be free. I might not invite them over to dinner, so "welcome" might not be exactly the right word, but there are lots of people who live in Amherst already that I wouldn't invite over to dinner-- religious zealots of all flavors, obnoxious frat boys and 9/11 truthers spring to mind.

Tuesday, October 20, 2009

I'll miss Zone-A-Palooza 2009

Fall Town Meeting starts up in a couple of weeks, and I'll be unable to attend. I couldn't resist looking through the warrant, though.

There's a lot of stuff in there; 23 pages of mostly zoning changes. Lots of reasonable changes to Amherst's crazy zoning laws (including things that seem obvious to me, like saying that the surface area of a sign doesn't include the sticks you use to hold up the sign or that an office shared by two doctors is NOT the same as a "medical center").

I'm kinda bothered that the crazy zoning laws will get a little bit crazier; half of the warrant (12 pages) describes a brand-new zoning district ("Business-Neighborhood"). Do we really need another zoning district? We've got 15 already, including five different business districts. Maybe it's not completely crazy; Northampton's got 15 zoning districts, too; if the B-N zone passes, Amherst will be one better!

If I were at the TM vote on this, I'd probably abstain. I don't have any evidence that adding yet another zoning district would do any harm; maybe giving planners (and Town Meeting) lots of zoning options so they can pick exactly the right set of regulations for any given piece of land makes the Town a better place.

But I doubt it. I think making the zoning laws more complicated will just make lawyers richer and will decrease the number of people who understand what is allowed where. And will make Town Meeting even more annoying, as we all wonder "what's the difference between the B-N and B-VC districts?" for the seventeenth time.

Saturday, October 17, 2009

Just because he's got a Nobel Prize...

I've been reading Paul Krugman's blog for a couple of years now, but the more I read it the more skeptical I become of Professor Krugman's objectivity.

For example, on the topic of climate change he says:
We’re not talking about the ethics of sumo wrestling here; we’re talking, quite possibly, about the fate of civilization. It’s not a place to play snarky, contrarian games.
The fate of civilization? Really?

That's exactly the type of exaggerated rhetoric that makes my skeptical hackles rise.

Yes, global warming will likely disrupt the lives of millions of people around the world, and will likely cause local extinctions and permanent migrations. But saying that the "fate of civilization" is at stake makes about as much sense as neo-cons saying that terrorism is an "existential threat" to America.

It all makes perfect sense; the Right exaggerates the terrorism threat so we'll spend more money on the military (mission accomplished on that one!), and the left exaggerates the global warming threat so we'll spend more money on their favorite stuff.

Maybe Krugman doesn't even realize he is biased; in all the time I've read his blog he's certainly never even hinted that his political views might cause him to ignore opposing points of view, cherry-pick evidence or use rationalization to justify his beliefs.

Sunday, October 11, 2009

Call 000! Wait, no, don't call 000!

The US health system is screwed up because the incentives are screwed up. Doctors want to make as much money as possible. Insurance companies want to pay as little as possible. And patients want as much health care as possible.

The Australian health system is screwed up in pretty much the same way-- just replace "insurance companies" with "the government".

I see the evidence every day on TV here. The Queensland government is running public service announcements encouraging people think twice before calling 000 (the emergency services number in Australia):
Why? Because if you give people something for free some of them will abuse it. In college we had free rolls of toilet paper in the communal bathrooms, and people came up with all sorts of creative uses for them (computer monitor stand, toothbrush holder and, of course, halloween decorations). Give them free paramedic service:
Common minor complaints where QAS paramedics are called to attend
• minor cuts and abrasions
• tooth ache
• ear ache
• boils
• ant bite
• can’t sleep
• hungry
(source)

Does asking people nicely keep them from calling the paramedics when they're hungry? The ad campaign started in September of 2008, but they've got a funny way of figuring out whether or not it is effective:
The success of the campaign will be measured by Computer Aided Telephone Interviews (CATI) surveys conducted both pre and post campaign by Roy Morgan Research. The evaluation aims to measure shifts in attitudes towards calling Triple Zero (000) for an ambulance for non-serious issues.
Gee, wouldn't it be cheaper and more effective to just see if people call less? They're already measuring the number of non-urgent incidents per 1,000 population. Their target for June 2008-June 2009 was 51-53, which they missed-- actual was 56.

I bet the number next year is higher.

Tuesday, October 06, 2009

Defining away recession

Back in December, I predicted that the recession would last all year.

I should have thought more deeply about what economists mean when they talk about "recession." The standard definition is "two down quarters of GDP."

I didn't think about the definition of GDP. According to wikipedia:
The most common approach to measuring and quantifying GDP is the expenditure method:
GDP = private consumption + gross investment + government spending + (exports − imports)
Raise government spending, you raise GDP (by definition, assuming you're not crowding out private investment), and voila-- the recession is over! It's simple!

The government has been spending lots and lots of money, and yet unemployment continues to rise. I think it's time to either redefine "recession" or come up with a more relevant measure of how the economy's doing; the current definition make it way too easy for governments to game the numbers and declare "Mission Accomplished, Economy Back On Track."

Saturday, September 26, 2009

Unions aren't for Entrepreneurs

My position at UMass is covered by a collective bargaining agreement, so I got to experience firsthand what it's like to work in a union.

The experience wasn't pleasant-- I quit at the end of August, mostly because I want to take bigger risks to get bigger potential rewards, but at least partly because of the rigid, one-size-fits-all, stuck-in-the-1950's nature of the union.

I'll admit I was vaguely cynical about unions before working under one. They seemed like "socialism lite" -- the idea being that if the Workers of the Company Unite, then they will get a More Fair Share of the wealth that their Hard Work creates for the Greedy Capitalists who own the company.

I'm not sure what the story would be for unions at UMass; maybe "Workers Unite So We Get A Bigger Share of Taxpayer's Money" ?

Anyway, I was cynical because I have faith that free-market competition keeps the Greedy Capitalists in check, and any increases in wages or benefits that the union wins are just passed along to consumers (who are, in a 100%-unionized society, those very same union members) in the form of higher prices.

But I was just vaguely cynical because I thought maybe there was some productivity benefit to being in a union; maybe having a union bargain on your behalf lets you concentrate on doing your job, so you don't have to worry about raises or benefits or any of that stuff.

I was naive. I am now thoroughly cynical about unions.

Maybe if I was the full-time primary-breadwinner and Michele was a traditional stay-at-home-mom I would appreciate the job security and health benefits of the unionized job.

But I wasn't. I was working 24 hours a week and was already covered under Michele's health insurance.

Unions are progressive, so I kind of expected that maybe the union would support somebody like me who chose to work less to spend more time with their kids.

Maybe they would pro-rate union dues so that part-time workers paid less than full-time workers. Or maybe they'd have progressive dues, so that higher-paid techies (like me) would pay more than lower-paid secretaries.

Well... no. Dues is dues, and everybody pays the same, regardless of how much they make or how many hours they work.

Or maybe they'd work out a deal with UMass so that people who have health care coverage through their spouses could forgo duplicate coverage and get a share of the savings.

Well... no.

Or maybe they'd bargain so that the people who were the most productive were paid the most, so I'd be rewarded for doing a good job.

Hell no! During the state budget process I received a barrage of emails from the union encouraging me to contact my representatives and complain about proposals to increase merit pay at UMass.

But the thing that bothered me the most was the letter I received a while ago demanding that I either pay the union "agency fee" or be fired.

You see, I decided when I was hired not to join the union (yes, they put me on their lobbying mailing list nonetheless). Then, after working a year, I get a rather threatening letter, saying that I owed PSUMTA money because I'd decided not to join their organization.

"That can't be right," I thought to myself-- I've never heard of an "agency fee" and there was nothing in the employment contract with UMass about being required to pay the union. "Ignorance of the law is No Excuse!" -- so I did some digging in the Massachusetts General Laws, and learned that yes, indeed, if I wanted to keep my job at UMass I had to pay up.

According to the law, I wasn't supposed to get just a nasty-gram in the mail-- they were also supposed to send me information on exactly what the agency fee was for (they're not allowed to charge for any lobbying or political stuff that they do) and how to appeal it.

Unions are supposed to be looking after worker's rights, so it struck me as highly hypocritical of them not to follow the law as they threatened to have me fired.

Individually I found everybody I communicated with in the PSUMTA organization to be pleasant and helpful.

But collectively... it was like communicating with any other large bureaucracy. "I'm sorry, that can't be changed, it's just the way it is and it's been done that way for a long time."

Which, to my ears, translates as "We are the Borg. You will be assimilated."

Sunday, September 13, 2009

Florence Savings Bank Wins Again

I didn't realize how much I take money for granted until coming here to Australia. A lot of economic concepts like exchange rates affecting imports and exports are suddenly very real; while we're here, we're importing Australian stuff and experiences into ourselves, and paying for it with US dollars.

I performed a little experiment the other day to get a handle on another economic concept that's affecting me personally: transaction costs. Every time I move money from the US to Australia transaction fees are tacked on, and it's not easy to figure out who's charging what. Sure, your credit card company will tell you about any fixed fees, but how do you know you're getting a good exchange rate?

So I stood at an ATM machine and withdrew $150 Australian dollars from my Florence Savings Bank checking account and got another $150AUD using my SchwabOne visa card. Then I went home and calculated how much it would've cost me to move money from my US PayPal account to my Australian PayPal account (yeah, they have PayPal and Eby here down under), and checked my statements to see how much that $150AUD cost me in US dollars. Results:

$150AUD cost me $123.23USD via Florence Savings
$150AUD cost me $125.29USD via Schwab
$150AUD would cost $129.61USD via PayPal

So, my little local bank wins!

I got the Schwab visa card just to come to Australia, because it has no foreign currency cash advance fee (most credit cards do).

I was surprised PayPal was the most expensive option; their transaction fee is low ($1.50AUD), but their exchange rate isn't very good (or at least wasn't very good on the day I did the experiment).

Now, if only the exchange rate would start heading in the right direction...