My last post got me thinking about how to rejigger things to encourage more donations to private charities.
Maybe we should mandate donations to private charities. Instead of raising taxes on the rich, require that they give X% of their income to the 501(c)3 charities of their choice.
I think that would definitely be better than sending the money through the Washington DC (or Beacon Hill) tax-money-sausage-factory... but would it be constitutional?
Libertarians and conservatives are arguing that the Individual Mandate in Obamacare is unconstitutional. That you can't claim that doing nothing (not buying health insurance) is illegal.
There is at least one thing you're legally required to do in the United States, even if you do absolutely nothing besides being an 18-year-old male. I was legally required to register for the draft; the Supreme Court decided that the constitutional power to "raise and support armies" makes that OK.
I can't think of any other laws that apply if you do absolutely nothing-- are there any? You have to pay income tax, but only if you earn income (which is doing something-- and besides, imposing a national income tax required a constitutional amendment). Requiring that rich people donate to charity is logically just another form of income tax... but legally? I dunno.
To keep the lawyers happy we'd probably have to jack up the tax rates on the rich and then give a tax credit for charitable donations. Which would make the whole scheme complicated enough you'd get the right complaining about high tax rates and the left complaining about rich people using tax deductions to get out of paying their fair share.
Sunday, January 02, 2011
Saturday, January 01, 2011
Charity and diversity
Sam Harris over at the Huffington Post has a "New Year's Resolution for the Rich."
Re-reading it, I'm a little confused as to what he's proposing-- he wants rich people to create "a mechanism that bypassed the current dysfunction of government, earmarking the money for unambiguously worthy projects..."
I'm confused because I thought that is exactly what private charities do-- you give money to charities that you think are worthy. He seems to want a charity that everybody agrees is worthy, but I don't think such a thing exists. He might think more education for already-wealthy Americans and alternative energy research are unambiguously worthy, and I agree that those are worthy charities.
But I'm more sympathetic to the priorities of the Gates Foundation-- I think saving children overseas from dying of malaria is a better use of charity dollars than making college free to all the kids who are lucky enough to be born in the U.S.A.
Why are people on the left generally so fond of one-size-fits-all solutions? Why do they talk so much about celebrating diversity, but are so anti-diversity when somebody suggests decentralized solutions to problems like saving for retirement (private accounts for Social Security) or public education (vouchers)?
Re-reading it, I'm a little confused as to what he's proposing-- he wants rich people to create "a mechanism that bypassed the current dysfunction of government, earmarking the money for unambiguously worthy projects..."
I'm confused because I thought that is exactly what private charities do-- you give money to charities that you think are worthy. He seems to want a charity that everybody agrees is worthy, but I don't think such a thing exists. He might think more education for already-wealthy Americans and alternative energy research are unambiguously worthy, and I agree that those are worthy charities.
But I'm more sympathetic to the priorities of the Gates Foundation-- I think saving children overseas from dying of malaria is a better use of charity dollars than making college free to all the kids who are lucky enough to be born in the U.S.A.
Why are people on the left generally so fond of one-size-fits-all solutions? Why do they talk so much about celebrating diversity, but are so anti-diversity when somebody suggests decentralized solutions to problems like saving for retirement (private accounts for Social Security) or public education (vouchers)?
Thursday, December 30, 2010
Half-wrong, half-right, or just half-wit?
I made 10 predictions at the beginning of the year:
I said I thought each of them had a greater than 50% chance of happening. I got 50% correct. Oops.
What lessons I should draw from my failures, besides the general fact that I'm overconfident?
I'm a programmer, so I should expect to make off-by-one errors. The Democrats only lost 6 seats.
I should avoid making predictions about sports. So even though I think the Patriots are going to win the Super Bowl, I shouldn't predict that they're going to win. But they are. But I'm not predicting that. Just so you know.
I don't know lesson to learn from my 'cash for caulkers' FAIL -- maybe that predicting what legislation will catch the fancy of our congress-critters is hopeless? Two weeks ago I would have predicted that there was almost no chance Don't Ask Don't Tell would be repealed.
I should trust large organizations more; GM and Chrysler were not horribly mismanaged after being bought by Uncle Sam.
And I've lived here long enough to know that trying to predict New England weather is just plain dumb.
But I've learned my lesson, and I'm 100% positive that my 2011 predictions will be brilliant, insightful, and accurate-- guaranteed, or double your money back!
- The Democrats will lose 7 or 8 seats in the Senate in the November 2010 election. FAIL
- There will be a kerfuffle when images supposedly from airport backskatter X-ray machines are leaked to the Internet. Score
- A Schleck will win the Tour De France. FAIL
- The president will sign a Cash for Caulkers bill. FAIL
- More than 100 banks will fail in the US. Score
- General Motors will sell fewer cars than they sold in 2009. FAIL
- Ford and Toyota will sell more cars than they sold in 2009. Score
- We'll have a white Christmas. FAIL
- Spring Town Meeting will last 5 or fewer nights. Score
- Amherst will pass an override. Score
I said I thought each of them had a greater than 50% chance of happening. I got 50% correct. Oops.
What lessons I should draw from my failures, besides the general fact that I'm overconfident?
I'm a programmer, so I should expect to make off-by-one errors. The Democrats only lost 6 seats.
I should avoid making predictions about sports. So even though I think the Patriots are going to win the Super Bowl, I shouldn't predict that they're going to win. But they are. But I'm not predicting that. Just so you know.
I don't know lesson to learn from my 'cash for caulkers' FAIL -- maybe that predicting what legislation will catch the fancy of our congress-critters is hopeless? Two weeks ago I would have predicted that there was almost no chance Don't Ask Don't Tell would be repealed.
I should trust large organizations more; GM and Chrysler were not horribly mismanaged after being bought by Uncle Sam.
And I've lived here long enough to know that trying to predict New England weather is just plain dumb.
But I've learned my lesson, and I'm 100% positive that my 2011 predictions will be brilliant, insightful, and accurate-- guaranteed, or double your money back!
Friday, December 17, 2010
A Charlie Brown Christmas (tree)
We're hosting Christmas for Michele's siblings; this is an email she sent them a couple of days ago.
Ok so I learned something this year. Don't pick out a tree during a torrential rain storm.
The only day we had enough time to get a tree and set it up was last Sunday. So even though it was raining -- off we went.
Well the heavens pretty much opened up the moment we arrived at the tree lot. Fine. "We won't melt" Robin declared. Fine. Now I'm shamed into being a trooper by my 10 year old. Except she has a hood and I cleverly forgot a hat.
So off we went up and down the aisles of trees in the pouring rain. You know what? In the pouring cold rain all trees pretty much look the same. So when you've forgotten a rain hat you tend to make the tree picking out process go as quickly as possible. Robin's one constraint was that the tree be nice and bushy, so you can't see the trunk.
Upon spotting the first bushy tree
"That one looks good" says me
"OOoo" says Will (for the record he said this about every tree)
"This one is nice and bushy" says Robin
"Ok look there is daddy coming back from the ATM, let's get this one" says me as I scurry to the boy scout hut.
The boy scouts were not out in the lot selling the trees and assisting in the customers' decision making as they normally do. No. They were smart. They were in the boy scout hut huddled next to the wood burning stove. Our declaration to the scouts that we'd picked out our tree was not met with joy over another sales, the benefits of which would go into the smore fund for the summer's camping adventure. No, I believed that one of them actually groaned. You see they were obligated carry the tree to our car and secure it to the roof with twine.
Skip ahead a few hours. We put the tree in the garage to 'dry' off a bit and now Gavin has carried it into the house and to the living room. He is positioning it while I turn the dang little screws on the stand to secure the tree.
One screw isn't meeting resistance.
me: "Gavin. There is a hole in this tree."
Gavin: "A hole?"
me: "yeah part of the trunk is rotted or something"
Gavin "well let's turn it 45˚ so the screw can bite into wood" <-- a problem solver that Gavin!
We did and the stand is stable but the hole is still there. And... the tree dropped two dustpans' worth of needles within a few hours. I've never seen so much debris from a fresh tree. Then I noticed several dead branches. Also, if you touch the back side of the tree the needles readily fall.
No, we are not getting another tree. This one will just have to tough it out. We've got the lights up and the decorations and no one is to touch the back side of the tree.
And so you are all welcome for Christmas but don't make fun of our tree. It looks fine. It is doing its job of holding up lights and ornaments. A tree doesn't need needles to do hold up lights and ornaments, just branches. Our tree has branches....
So don't make fun of our Christmas tree.
It isn't half dead it is..... health impaired.
-Ish
Ok so I learned something this year. Don't pick out a tree during a torrential rain storm.
The only day we had enough time to get a tree and set it up was last Sunday. So even though it was raining -- off we went.
Well the heavens pretty much opened up the moment we arrived at the tree lot. Fine. "We won't melt" Robin declared. Fine. Now I'm shamed into being a trooper by my 10 year old. Except she has a hood and I cleverly forgot a hat.
So off we went up and down the aisles of trees in the pouring rain. You know what? In the pouring cold rain all trees pretty much look the same. So when you've forgotten a rain hat you tend to make the tree picking out process go as quickly as possible. Robin's one constraint was that the tree be nice and bushy, so you can't see the trunk.
Upon spotting the first bushy tree
"That one looks good" says me
"OOoo" says Will (for the record he said this about every tree)
"This one is nice and bushy" says Robin
"Ok look there is daddy coming back from the ATM, let's get this one" says me as I scurry to the boy scout hut.
The boy scouts were not out in the lot selling the trees and assisting in the customers' decision making as they normally do. No. They were smart. They were in the boy scout hut huddled next to the wood burning stove. Our declaration to the scouts that we'd picked out our tree was not met with joy over another sales, the benefits of which would go into the smore fund for the summer's camping adventure. No, I believed that one of them actually groaned. You see they were obligated carry the tree to our car and secure it to the roof with twine.
Skip ahead a few hours. We put the tree in the garage to 'dry' off a bit and now Gavin has carried it into the house and to the living room. He is positioning it while I turn the dang little screws on the stand to secure the tree.
One screw isn't meeting resistance.
me: "Gavin. There is a hole in this tree."
Gavin: "A hole?"
me: "yeah part of the trunk is rotted or something"
Gavin "well let's turn it 45˚ so the screw can bite into wood" <-- a problem solver that Gavin!
We did and the stand is stable but the hole is still there. And... the tree dropped two dustpans' worth of needles within a few hours. I've never seen so much debris from a fresh tree. Then I noticed several dead branches. Also, if you touch the back side of the tree the needles readily fall.
No, we are not getting another tree. This one will just have to tough it out. We've got the lights up and the decorations and no one is to touch the back side of the tree.
And so you are all welcome for Christmas but don't make fun of our tree. It looks fine. It is doing its job of holding up lights and ornaments. A tree doesn't need needles to do hold up lights and ornaments, just branches. Our tree has branches....
So don't make fun of our Christmas tree.
It isn't half dead it is..... health impaired.
-Ish
Friday, November 12, 2010
Fall Town Meeting : done in two!
We bravely forged ahead Wednesday night, and finished Fall Town Meeting in two nights.
I did something I usually don't do at Town Meeting-- I voted for a symbolic, advisory, "we the people of the Town" national-policy-interfering warrant article.
Yup, I voted to "Bring our War Dollars Home." The rational side of me says I should have done what I usually do-- abstain, because I don't think national political issues belong at Town Meeting.
But I'm really pissed off at how much money the United States spends on the military in general and wars, and troops, overseas in particular. If you look at polls of unpopular government spending, "foreign aid" is always near the top of the list. And if you think about it, most of the military budget is really foreign aid, "defending" countries that are perfectly capable of defending themselves.
So, since I'm really pissed off, and since the warrant article specifically related national military spending to the Town's budget... I voted with my heart.
The only other controversial article this time around was Article 8, which tried to make some concrete changes to our zoning laws so developers are given incentives to do what the new Master Plan says people in Amherst want (and disincentives if they don't).
I hated it when I first saw it. 16 pages of new zoning regulations... bleuch!
But then I read it, and couldn't find a single thing in it that seems like a bad idea. And the general approach is exactly the right idea-- encourage more of what we want (affordable housing, infill development, environmentally and historically sensitive development, etc) and discourage what we don't (McMansion subdivisions sprawling into open space).
Most of Town Meeting also thought it was a good idea, too... but it failed to get the required two-thirds by ten votes. The BANANA (Build Absolutely Nothing Anywhere Near Anyone) minority defeated it.
I hope a modified version comes back before Town Meeting. It would be tragic if the current Master Plan suffers the same fate as our last master plan (the Select Committe on Goals, which I wrote about a couple of years ago), and we continue with "business as usual" for another 40 years.
I did something I usually don't do at Town Meeting-- I voted for a symbolic, advisory, "we the people of the Town" national-policy-interfering warrant article.
Yup, I voted to "Bring our War Dollars Home." The rational side of me says I should have done what I usually do-- abstain, because I don't think national political issues belong at Town Meeting.
But I'm really pissed off at how much money the United States spends on the military in general and wars, and troops, overseas in particular. If you look at polls of unpopular government spending, "foreign aid" is always near the top of the list. And if you think about it, most of the military budget is really foreign aid, "defending" countries that are perfectly capable of defending themselves.
So, since I'm really pissed off, and since the warrant article specifically related national military spending to the Town's budget... I voted with my heart.
The only other controversial article this time around was Article 8, which tried to make some concrete changes to our zoning laws so developers are given incentives to do what the new Master Plan says people in Amherst want (and disincentives if they don't).
I hated it when I first saw it. 16 pages of new zoning regulations... bleuch!
But then I read it, and couldn't find a single thing in it that seems like a bad idea. And the general approach is exactly the right idea-- encourage more of what we want (affordable housing, infill development, environmentally and historically sensitive development, etc) and discourage what we don't (McMansion subdivisions sprawling into open space).
Most of Town Meeting also thought it was a good idea, too... but it failed to get the required two-thirds by ten votes. The BANANA (Build Absolutely Nothing Anywhere Near Anyone) minority defeated it.
I hope a modified version comes back before Town Meeting. It would be tragic if the current Master Plan suffers the same fate as our last master plan (the Select Committe on Goals, which I wrote about a couple of years ago), and we continue with "business as usual" for another 40 years.
Friday, October 29, 2010
Licensed to Burn!
I was hoping for something wallet-size. And I guess they overestimated the demand for these when they had them printed back in 19-something... but I am glad they're saving trees and money by using up the old forms and just crossing out the nineteens.
Thursday, October 14, 2010
This is Why Amherst has a Reputation...
We're having a wood stove installed in our house, and because I'm a Good Gumby, I'm jumping through the Official Rules and Regulations that Keep Us Safe.
So I read up on wood stoves on the Town website, and find out I need to pass a "Woodburning Device Operator Examination" from the Amherst Board of Health.
I have an embarrassing confession: several years ago I operated a woodburning device without being properly licensed (our house on Butterfield Terrace had a wonderful German ceramic woodstove). I should've been fined $50 the first time I did it and $200 every other time.
That'll teach me. I've read the Town Bylaws (well, except the Zoning Bylaws, I'm not that big a masochist). I guess I was supposed to read all the Health Board Regulations, too ("ignorance of the law is no excuse", after all).
Anyway, the Woodburning Device Operator Examination is open-book multiple choice, and I expect I'll be properly licensed soon.
What really prompts me to write this is my experience trying to get a permit for the woodstove from the inspections department. Two weeks ago I sent them an email asking what I needed to do... no reply ("we're switching email systems and haven't fully converted everything yet...").
So on Friday I walk in and ask what I need to do. I'm given a form with the sections I need to fill out helpfully highlighted and am told to fill it out and come back with a check for $30.
Which I do on Tuesday. Which is when I'm told that the form isn't enough, they need to know all the manufacturer clearances and dimensions and how tall the stovepipe and what the heat-shields on the wall will be made out of and so on. And I shouldn't really be filling out the permit application, my contractor should be. But I can if I really want to and am willing to be a daredevil risk-taker.
I have an idea: lets get rid of Town inspections. My insurance company has the right incentives-- it doesn't want my house to burn down, but it also wants to keep me as a happy customer. Let insurance companies inspect wood stove installations. If they don't answer their email and then give me the runaround I can fire them and hire their competition.
And maybe they'd offer a discount on my insurance for taking their version of the Woodburning Operators Examination.
So I read up on wood stoves on the Town website, and find out I need to pass a "Woodburning Device Operator Examination" from the Amherst Board of Health.
I have an embarrassing confession: several years ago I operated a woodburning device without being properly licensed (our house on Butterfield Terrace had a wonderful German ceramic woodstove). I should've been fined $50 the first time I did it and $200 every other time.
That'll teach me. I've read the Town Bylaws (well, except the Zoning Bylaws, I'm not that big a masochist). I guess I was supposed to read all the Health Board Regulations, too ("ignorance of the law is no excuse", after all).
Anyway, the Woodburning Device Operator Examination is open-book multiple choice, and I expect I'll be properly licensed soon.
What really prompts me to write this is my experience trying to get a permit for the woodstove from the inspections department. Two weeks ago I sent them an email asking what I needed to do... no reply ("we're switching email systems and haven't fully converted everything yet...").
So on Friday I walk in and ask what I need to do. I'm given a form with the sections I need to fill out helpfully highlighted and am told to fill it out and come back with a check for $30.
Which I do on Tuesday. Which is when I'm told that the form isn't enough, they need to know all the manufacturer clearances and dimensions and how tall the stovepipe and what the heat-shields on the wall will be made out of and so on. And I shouldn't really be filling out the permit application, my contractor should be. But I can if I really want to and am willing to be a daredevil risk-taker.
I have an idea: lets get rid of Town inspections. My insurance company has the right incentives-- it doesn't want my house to burn down, but it also wants to keep me as a happy customer. Let insurance companies inspect wood stove installations. If they don't answer their email and then give me the runaround I can fire them and hire their competition.
And maybe they'd offer a discount on my insurance for taking their version of the Woodburning Operators Examination.
Subscribe to:
Posts (Atom)